Write VOID in large, noticeable letters across the payee line, payment amount box, and signature box, going over the text multiple times until the words are crystal clear. To avoid confusion down the road, record the voided check in your checkbook or online banking software. You’ll want to account for what happened to the voided check so you’re not left wondering if you have an outstanding check when you’re reconciling your bank statement.

A third instance of using a voided check is when you make a mistake while writing a check. For example, you may put in the wrong name or incorrect amount or make another mistake that renders the check impossible to use. If you’ve already sent a check, you can request a stop payment on a check if you’ve made an error or don’t want the payment to complete for another reason. Email isn’t always secure and using email can put your information at risk.

How to Void a Check You Already Sent

Transaction limits and standard risk screening processes apply. A deposit slip acts similarly to a voided check — it’s simply a piece of paper with your account details on it. But if you aren’t active online for your finances or feel uncomfortable with that, then a voided check will work too. Some places may require a voided check to receive your https://www.bookstime.com/ account information and even get set up an electronic transfer of your money too. You may also need to send a voided check if you need to sell up automatic bill payments or regular investment contributions. A voided check is usually only needed for your routing and bank account number, but both of those numbers also live on your deposit slip.

• If you can use a voided check to set up online payments, so can someone else who gets your checking account information.
• Instead of trying to correct the error you may have made on a check, it’s better and safer to cancel the check completely by voiding it.
• Leila’s writing has been featured in NBC News, Thrillist, Fodor’s, 10Best.com by USA Today, HuffPost, Eater LA, and Reader’s Digest.
• However, to avoid delays, it’s best to verify whether a preprinted deposit slip is acceptable in place of a voided check.
• Your employer asks you to provide a voided check so that the check cannot be used should it fall into the wrong hands.

Expect to provide your routing number, account number, and your name. Many times, you’ll need a voided check to set up automated loan payments such as a mortgage payment, student loan, or auto loan. This process allows your employer to deposit your paycheck or expense reimbursements directly. Payment services may also require a voided check when setting up an account. A voided check is a check that has the word VOID printed on it, whether handwritten or printed. The check cannot be presented for payment but still has information that can be used to verify your account and which bank holds your account. By simply providing your account details you should be able to set up a direct deposit quite easily without a voided check.

When to use a voided check

Cash withdrawal and Third-party fees may apply to Chime Checking Accounts. voided check You must have a Chime Checking Account to open a Chime Savings Account.

With the rise of online banks, your checking account may not come with a supply of paper checks. If you don’t have access to paper checks that you can void and provide to your employer or a merchant who needs one, there are other ways to set up ACH transactions. If you don’t have a voided check to supply to a third party, you do have other options to get one.